Changing shareholders, share split, capital, activities or company name means amending the MOA — and the route differs by which change you are making. Since Federal Decree-Law No. 20 of 2025 the default route is attestation by your licensing authority, with the Notary Public as the exception.
The MOA is the constitutional document. If reality has diverged from it, that gap is a problem waiting for a bank review or a share sale.
The test is whether the change reaches the constitutional document or only the licence.
Usually not. Since Federal Decree-Law No. 20 of 2025, attestation before the Notary Public is the exception, in cases the Competent Authority determines. The default is the licensing authority itself, in person or electronically.
No. The MOA amendment and the licence amendment are separate steps, and both need doing.
Yes. Banks hold their own record of ownership and signatories, and a mismatch can freeze account operations.
Often, and more easily than before — Article 14 now allows attestation by electronic signature where the Competent Authority permits it. Where it does not, a power of attorney is the route, and the POA itself needs attesting. Build that time into the plan.
15 business days from the change, to both the Competent Authority and the Registrar.
Tell us what is changing and where you are licensed. We will confirm the route under the 2025 amendment, put the approvals in the right order, and register it so it actually takes effect.